AFTECH and HKHSK Expert Lab: Understanding the P2SK Law to Shape the Future of Indonesia’s Fintech Industry
On 11 August 2026, Asosiasi FinTech Indonesia (AFTECH), the association of financial sector technology innovation providers appointed by the OJK (Financial Services Authority) joined Himpunan Konsultan Hukum Sektor Keuangan (HKHSK), the association of lawyers in Indonesia’s financial sector, for an Expert Lab discussion about the impact of the amended P2SK Law on the direction of Indonesia’s fintech and digital financial services landscape.
The session explored several issues that are increasingly relevant to the industry, including business classification and licensing, compliance costs, digital financial assets, universal banking, and potential areas for collaboration and innovation. HKHSK Chair, Dr. Kukuh Komandoko Hadiwidjojo, S.H., M.Kn., provided an overview of the evolving regulatory framework, while HKHSK Vice Chair for Financial Sector II who is also our Partner, Abi Abadi Tisnadisastra, shared perspectives on how the P2SK Law may shape the growth of Indonesia’s fintech sector.
Beyond understanding the regulatory changes, the discussion highlighted the importance of continued dialogue between regulators, industry players, and other stakeholders to strike the right balance between regulatory certainty, consumer protection, and room for innovation.
